Tennessee & Georgia Personal Injury Lawyers
Hurt Because of Someone Else's Negligence? We'll Fight for What You're Owed
If you were injured in a car crash, a truck collision, a fall on unsafe property, or any accident someone else caused, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering. Davis & Davis has represented injury victims since 2004 from our offices in Chattanooga and Winchester, Tennessee, and Dalton, Georgia.
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Practice Area Focus
Personal Injury Cases We Handle
Every injury case is different, but most have the same core question: who was responsible, and what did it cost you?
I.
Vehicle & Roadway Accidents
A crash can upend your life in seconds: medical bills, missed work, and a long recovery. Whether you were hit by a distracted driver, a commercial truck, or a careless boater, we take on the insurance companies and pursue the full compensation you’re owed. Truck accident cases are led by
John W. Chandler Jr., a trial lawyer who focuses on tractor-trailer and commercial trucking collisions.
II.
Property & Premises Injuries
Property owners have a legal duty to keep their property reasonably safe for visitors. When a store, landlord, or business ignores a hazard and someone gets hurt, they can be held responsible for the harm it caused.
III.
Nursing Home Neglect & Abuse
When you trust a facility with someone you love, you expect them to be safe and cared for. If a nursing home fails in its duty of care, we hold it accountable and pursue justice for the resident and their family.
IV.
Wrongful Death
No amount of money makes a loss like this right. A claim can bring accountability and ease the financial weight on your family. We handle these cases with care and determination.
Whether your loved one was lost in a crash, because of unsafe property, or through neglect in a care facility, we’ll walk your family through what comes next, at a pace that feels right for you.
Understanding Your Claim
What It Takes to Win a Personal Injury Case
To recover compensation, a personal injury claim generally has to prove four things.
01
Duty
The other party had a responsibility to act reasonably, like a driver obeying traffic laws or a store keeping its floors safe.
02
Breach
They failed to meet that standard through negligence or reckless conduct.
03
Causation
That failure is what actually caused your injury.
04
Damages
You suffered real, documented harm as a result, such as medical bills, lost income, or pain and suffering.
When all four are in place, the law entitles you to compensation for what the injury cost you. Our job is to prove each one clearly, with the evidence to back it up.
Compensation
How Much Is My Personal Injury Case Worth?
There’s no set formula. It depends on how severe your injuries are, how clearly the other party was at fault, the available insurance coverage, and whether you share any of the blame. That’s why a real case review is worth more than any online calculator.
Economic damages
The losses you can put a number on.
- Medical bills & future care
- Lost wages
- Loss of future earning capacity
- Rehabilitation costs
- Travel for treatment
Non-economic damages
The harder-to-measure impact on your life.
- Pain and suffering
- Emotional distress
- Disfigurement or scarring
- Loss of consortium
Insurance Companies
Don't Let the Insurance Company Shortchange You
Adjusters can sound friendly, but their job is to protect the insurer’s bottom line. They may ask for a recorded statement or make a fast, low offer before you know the full extent of your injuries. We handle those conversations so you don’t have to.
When a fair settlement isn’t on the table, we’re prepared to take your case to trial.
Known for taking on tough cases against insurance companies
The Davis & Davis Difference
Why Choose Davis & Davis for Your Injury Claim
A family-led firm founded by a former judge, backed by veteran trial lawyers, with the credentials of a large firm and the personal attention of your neighbors.
A Personal Approach
You’ll work directly with your attorney from day one. You won’t be passed between case managers.
Judicial Experience
Floyd Don Davis served two elected terms as Franklin County General Sessions Judge (1982–2004).
Robert Davis serves as Municipal Judge in Decherd, TN.
Decades of Experience
Our attorneys bring decades of legal experience to the practice, and truck accident attorney John W. Chandler Jr. has been trying cases since 1978.
Nationally Recognized
Attorney
Andy Peters Davis has been selected to The National Trial Lawyers Top 100 for four consecutive years — recognition earned by attorneys who know how to win at trial, not just settle.
Proven in the Courtroom
We refuse to settle for less than a case is worth. Attorney John W. Chandler Jr. alone has tried more than 100 civil cases to verdict, and when an insurer won’t be fair, our team is ready for court.
Family-Led, Locally Rooted
Our firm was founded here and has served this region for more than two decades. We’re not an out-of-town firm. We’re your neighbors.
What to Expect From Your Personal Injury Consultation
Most personal injury cases are handled on a contingency fee basis.
You don’t pay attorney’s fees unless we recover compensation for you.
1
We listen.
Tell us what happened, how you were hurt, and how the injury has affected your life and work.
2
We explain the process.
We’ll walk you through how claims work and give you a realistic sense of your case.
3
We lay out your options honestly.
You decide how you want to move forward, with no obligation and no pressure.
Personal Injury FAQs
Don’t see your question?
Contact the office nearest to you. We’re here to guide you.
How long do I have to file a personal injury claim?
In Tennessee, you generally have one year from the date of the injury to file a personal injury lawsuit, one of the shortest deadlines in the country. In Georgia, the deadline is generally two years. Some claims have exceptions or even shorter notice requirements, such as claims against government entities. Talking to an attorney early protects your right to recover.
What if I was partly at fault for the accident?
You may still be able to recover. Tennessee and Georgia both follow a modified comparative fault rule: if you are found less than 50% at fault, you can recover damages, reduced by your share of the blame. At 50% or more, you cannot. Insurers often try to shift blame onto the injured person, which is one more reason to have an advocate on your side.
How much does it cost to hire a personal injury lawyer?
Most personal injury cases are handled on a contingency fee basis. You don’t pay attorney’s fees upfront; our fee comes from the compensation we recover for you. If we don’t recover anything, you don’t owe attorney’s fees. We’ll explain exactly how fees work during your free consultation.
Do I need a lawyer for a minor accident?
Not every fender bender needs a lawyer. But injuries that seem minor can turn out to be more serious in the days after a crash, and early settlement offers rarely account for that. If you’ve been hurt, are missing work, or the insurer is disputing fault, a free consultation can help you understand whether you’re being treated fairly.
What should I do immediately after a car accident?
Get to safety and call 911 so police can document the scene. Get medical attention, even if you feel okay. Photograph the vehicles, the scene, and your injuries. Collect the other driver’s insurance and contact information, plus any witnesses’ contact information. Avoid admitting fault or giving a recorded statement to the other driver’s insurer before you talk to an attorney.
The insurance company won’t cover my medical bills — what now?
In Tennessee and Georgia, the at-fault driver’s insurer usually doesn’t pay medical bills as they come in; it typically pays once, as part of a final settlement. In the meantime, your own health insurance, MedPay coverage, or uninsured/underinsured motorist coverage may help. We can help you sort out which coverage applies and pursue reimbursement from the responsible party.
Injured? We're ready to fight for you.
It costs you nothing to find out where you stand. Contact Davis & Davis for a free, no-obligation consultation at our Chattanooga, Winchester, or Dalton office.
